Working from home has become the new normal for many employees across Ohio. But what happens if you get hurt while working remotely? You might wonder if workers’ compensation still applies when your office is your living room. The answer depends on when, where, and how your injury happened.
Understanding how workers’ comp applies to remote workers
In Ohio, workers’ compensation covers employees who suffer injuries “in the course of and arising out of” their employment. This includes remote employees, as long as the injury is directly related to their job duties. For example, if you trip over a computer cord while getting up from your desk during work hours, that injury may qualify. But if you get hurt while doing something unrelated to your job—like running a personal errand—coverage may not apply.
Proving your injury is work-related
One challenge for remote workers is proving that the injury happened while working. Since employers can’t see what happens in your home office, documentation matters. If you’re hurt, report the injury right away and describe exactly what you were doing when it occurred. Providing details about your work schedule, assigned tasks, and workspace setup can strengthen your claim. Employers and the Bureau of Workers’ Compensation (BWC) may review your case closely to confirm the connection between your job and the injury.
Common remote work injuries that may qualify
Not all home injuries count, but some are common among remote employees. Repetitive strain injuries from typing, neck and back pain from poor ergonomics, and falls that happen during work-related activities may qualify for benefits. It’s important to maintain a safe workspace, take breaks, and use ergonomic equipment to prevent these types of injuries.
Staying protected while working from home
Remote employees in Ohio have the same right to workers’ comp protection as those in traditional workplaces. If your injury happens while performing job-related duties, you can still receive benefits to cover medical costs and lost wages. Staying mindful of safety and promptly reporting injuries helps ensure that you remain protected—even when your workplace is at home.