Ohio does not have private insurance, so workers can only use the state’s Bureau of Workers’ Compensation (BWC) for workers’ compensation. Many emergency workers rely solely on this compensation if they suffer injuries.
However, the state lets big employers, such as municipalities or large public entities, insure themselves. Emergency workers hired by these employers can ask for workers’ compensation directly.
If you are an emergency worker in Ohio, you might want to know:
Who can get it?
The program covers paid and volunteer emergency workers who work for public employers, including firefighters, police officers and emergency medical technicians (EMTs).
What does the program cover?
Benefits cover medical costs, lost pay and rehab costs for job-related injuries. This can include physical injuries, job-related sicknesses and psychological conditions such as PTSD.
How to file a claim
If you suffer an injury, inform your employer immediately. Then, file a claim with the Ohio BWC. Make sure you send in all the required information to support your claim. The BWC will then look at your claim and decide if you can get benefits.
Compensation for your service
Emergency workers in Ohio can indeed get workers’ compensation benefits. Whether you are a volunteer or an employee, the state covers you to ensure you receive help if you suffer an injury. Always report injuries quickly and follow the proper steps to file your claim. Your work in public safety is vital, and Ohio’s workers’ compensation system is here to help you.
If you’re having trouble with your claim, consider talking to a lawyer who can explain it to you.