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Ohio Workers’ Compensation

Whether you are the victim of a workplace injury or disabilities, we can help you get the benefits you deserve.

How to qualify for both workers’ compensation and SSD benefits

Many people don’t know they can receive workers’ compensation and Social Security Disability (SSD) simultaneously. Understanding how to qualify for both can help you get more financial support when needed.

What are these benefits?

The Ohio Bureau of Workers’ Compensation (BWC) manages workers’ comp. It assists employees facing health issues caused by their jobs. The Social Security Administration (SSA) runs SSD, which aids people who can’t work due to disability.

How to qualify

For workers’ comp in Ohio, you must have a job-related injury or illness. It doesn’t matter how long you’ve worked there.

For SSD, you need to:

  1. Have enough work credits from paying Social Security taxes
  2. Have a total disability that stops you from working for at least a year

These requirements ensure that only those who genuinely need assistance receive it.

Getting both benefits

You can receive workers’ comp and SSD together, but remember:

  • Your total benefits can’t exceed 80% of your average earnings. If they do, SSD will reduce your payment.
  • Apply for workers’ comp through the Ohio BWC and SSD through the SSA. Provide thorough medical proof for both claims.

Getting both benefits can ease your money worries. Workers’ comp covers medical costs and some lost wages, while SSD gives extra financial help.

What to do next

If you’re hurt at work and think you qualify for SSD, learn about both programs’ rules and how to apply. This knowledge can help you get the most support possible.

For more help, think about talking to a lawyer who knows these systems well.