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The basics about Social Security Disability benefits

Each year thousands of people in America apply to be approved to receive Social Security Disability benefits. But, as a recent article noted, the majority of those applications are denied. However, that should not dissuade workers in Ohio who believe they have lost the ability to work due to a physical or mental disability. With the right information and the right approach, an Ohio resident’s application for SSD benefits may indeed be approved.

The recent article noted that there are some basics about applying for SSD benefits that any given person who may be applying for benefits should understand. To start, understand the basic eligibility standards. Perhaps the most important eligibility requirement to understand is the definition of “disability” as stated by the Social Security Administration. A “disability,” according to the SSA, is a physical or mental health condition that is expected to last for 12 months or more, or lead to the applicant’s death. That health condition must also prevent the person from working in their usual job, or any other “gainful” employment.

As the recent article noted, if an applicant can work in some capacity, even part-time, an application for SSD benefits will almost certainly be denied. Work history is also a significant part of an application for SSD benefits. If applicants have not accumulated enough “work credits” over the course of their working career, then the application for SSD benefits may be denied.

Ohio residents who believe that they may not be able to work and earn an income are usually looking for options. Social Security Disability benefits are paid for from workers’ payrolls. These benefits are there for those who need and deserve them. The process of securing these benefits isn’t always easy, though, which is why it is often wise to seek guidance from a legal advocate.

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