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A few things to know about Social Security disability benefits

Understanding the ins and outs of Social Security disability benefits is helpful for individuals in Ohio who unexpectedly find themselves unable to do their jobs because of a disabling medical condition. Facing medical challenges can be enough of a struggle without also suffering the inability to work. Fortunately, Social Security disability (SSD) benefits provide an important lifeline to disabled individuals who are unable to work because of their disability.

To begin with, it is important to note that Social Security disability insurance is earned by workers as they pay into the program during their working years through their payroll taxes. SSD benefits can help replace the income of a disabled individual unable to work because of their disability. Once the disabled individual meets the work history requirements for SSD benefits, the disabled individual must demonstrate they suffer from a disability that is so severe it prevents them from working and is expected to last 12 months or longer or result in death.

Additionally, it is also important to point out that individuals of any age can become disabled and apply for disability benefits. In fact, one in four 20-year-olds will suffer a disability before reaching retirement age and may need to rely on Social Security disability benefits as a necessary support. Social Security disability benefits can help a disabled individual with their basics needs, and as of January 2018, the average monthly benefit was $1,197. In addition, disabled workers should be aware that there are options available to allow them to return to work without necessarily losing their disability benefits.

Social Security disability benefits can be a critical support for disabled individuals who have a severe medical condition that renders them unable to earn a living to support themselves, their families or to pay their medical bills. Many disabled Americans receive Social Security disability benefits, which reveals their importance and the reason it is essential for disabled individuals to be familiar with these important benefits.

Source: Kokomoperspective.com, “HELPFUL FACTS ABOUT SOCIAL SECURITY DISABILITY BENEFITS,” Charo Boyd, April 29, 2018

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