When an Ohio resident is unable to work due to a medical condition, he or she could have a rightful claim to benefits through one of the two federal disability programs. However, it can be complicated to fully understand eligibility requirements and how to actually get the benefits you need and deserve.
If you are unable to hold gainful employment, you could be eligible for either Social Security Disability Insurance benefits or Supplemental Security Income. If you believe that you may have a rightful claim to certain benefits, you may find it beneficial to seek a complete understanding of your legal options and your rights as a disabled individual.
The differences between SSDI and SSI
When it comes to whether you can get either SSDI or SSI, it all comes down to eligibility. Your financial situation, income and other factors may affect whether or not you can get either SSDI or SSI. The differences between the two are as follows:
- SSDI: Only individuals who have a work history and who paid into the Social Security system are eligible for SSDI. In order to be eligible for these benefits, your disability must be serious enough to likely last for a period of a minimum of 12 months or result in your death. The amount of SSDI benefits you get in a month depends on the amount you paid into Social Security.
- SSI: If you are not eligible for SSDI because you do not have a valid work history, you could be able to secure SSI The amount of the benefits available to you each month depends on your financial resources and income level.
For either type of disability program, applicants must have a qualifying medical condition that meets the definition of disability as set forth by the Social Security Administration. Many people find it beneficial to seek legal guidance as they navigate the entire claims process, even from the beginning stages of completing an application.
Navigating the challenges ahead
The Social Security Disability system is complex, and it is not always easy to get the support you need, even with a valid claim. If you think your medical condition qualifies you as disabled and leaves you with a valid claim to either SSDI or SSI, you may find it beneficial to seek a complete evaluation of your case.
Upon receiving a complete explanation of your options, you will be better prepared to navigate the challenges that can come with the disability benefits claims process.