In addition to medical benefits, an injured worker in Ohio may also be entitled to receive some type of wage loss benefits. As its name suggests, wage loss benefits are meant to cover the paychecks you are losing because of your injury.
While the amount you may be eligible to receive can vary a great deal depending on a wide range of variables, wage loss benefits for most injured workers are calculated based on the wages you earned over the prior year.
For instance, under Ohio law, a worker who suffers a total, yet temporary, injury is entitled to receive wage loss benefits equal to 72 percent of his or her average weekly wage, which is typically based on the wages he or she received during the previous 52 weeks. However, these benefits only continue for 12 weeks, at which point the injured worker will only receive 66.66 percent – or two-thirds – of his or her average weekly wage. It is important to remember, however, that there is a cap to how much an injured worker may receive each week.
These wage loss benefits will typically continue until one of the following occurs:
- The injured individual returns to work
- The physician of the injured individual has provided a written statement saying the person is capable of returning to his or her job
- The injured individual has reach maximum medical improvement
- The employer of the injured individual makes available a position that fits within his or her physical limitations/restrictions
Given that your benefits are based on your average weekly wage, it is important that all sources of income on considered when your benefits are calculated. This is one reason why it is so important to contact an experienced workers’ comp attorney should you have any questions. Don’t lose out on important benefits you would otherwise be entitled to.