Individuals who are injured or disabled and unable to work may be eligible for Social Security Disability (SSD) benefits. But the process of obtaining benefits is not always easy.
There are many myths and misconceptions about Social Security Disability benefits. Let’s take a look at three of them.
Myth #1: If my claim is denied, I will never successfully obtain SSD benefits.
If your initial claim is denied, do not lose hope. The majority of initial SSD claims are denied.
A denial on your initial claim does not mean that you are ineligible. If your claim is denied, you can seek an appeal.
It is advisable to act promptly and seek help from an experienced SSD lawyer. There are important deadlines to meet.
Myth #2: SSD benefits are not available for people with mental illnesses.
A mental illness can affect an individual’s ability to do his or her job just as a physical disability can.
People with a wide variety of mental disabilities can seek SSD benefits:
- Bipolar disorder
- Post-traumatic stress disorder (PTSD)
- Obsessive-compulsive disorder (OCD)
- Other mental health conditions that affect an individual’s ability to perform his or her job
When a mental health condition makes it impossible to do your job – and your condition has lasted (or is expected to last) 12 months or more – you should consider applying for SSD benefits.
Myth #3: I can’t afford to hire an attorney.
When you work with Phillip J. Fulton Law Office, you don’t owe us any attorney fees unless we successfully secure benefits on your behalf.
Additionally, we offer a free consultation to discuss your case and legal options.