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Applying for SSDI can be tricky if you are working or studying

We have talked about many different aspects of applying for Social Security Disability Insurance and Supplemental Security Income on this blog. We have discussed eligibility requirements, definitions, procedures for applying and appealing decisions, as well as taking a quick look at some specific illnesses and how they might be evaluated by the Social Security Administration. We have also touched on what happens when you or someone in your household does have some income, even if you are disabled.

Because the purpose of the various social security disability benefits programs is to be a safety net for those who are too sick or injured to work and create a regular stream of income, the SSA is wary of applicants who also have some other form of income. That said, one of the other goals of the government is to help people reach a point of self-sufficiency, and thus be able to cease relying on disability benefits.

Generally speaking, when an SSDI or SSI applicant is earning more than $1,070 per month, the SSA will consider that person to be engaged in substantial gainful activity, and will likely deny an application for benefits. Further, even someone making less than that amount may see his or her benefit amount reduced. Finally, having someone in your household who earns an income, such as a spouse, may affect your application.

For these reasons, it is sometimes advisable to consider talking with an experienced Ohio disability attorney. These professionals have experience dealing with the SSA, and know what type of evidence may be adduced to persuade the agency that one’s income or studies are not being pursued at the same level they would be but for one’s disability. Anyone with questions about applying for social security disability benefits while having an income or going to school is welcome to peruse our website for more information.

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