Previously, this blog discussed the general differences between Social Security Disability Insurance or SSDI and Supplemental Security Income or SSI. Readers may remember that one of the main differences is that SSDI beneficiaries have worked enough to pay a certain amount into the Disability Trust Fund to be eligible for benefits.
For people who are below a certain level of income and have certain conditions such as blindness, are over 65 years old or cannot work due to disability, SSI may be the appropriate benefit. There is, however, a cap on the amount of SSI benefits that a person can receive.
According to the Social Security Administration or SSA, the maximum federal benefit that can be received under the SSI program for 2015 is $733 individually or $1,100 for a couple. It is important to note that this is a maximum, and benefit awards may be adjusted downwards based on factors such as income from other sources that an applicant may have.
However, most states, including Ohio, have their own supplement to SSI payments that can be applied for. While some states have these supplements administered by the SSA, the majority of states, like Ohio, have their own state apparatus for adjudicating and dispensing such supplemental payments.
As can be seen, SSI benefit payments are not going to make anyone rich, in cases where people are unable to work and have no other source of income, and do not qualify for SSDI, receiving SSI may be the difference in being able to make ends meet. Anyone who has questions about eligibility for SSI or how to go about seeking state supplemental payments may wish to consider seeking legal guidance. This could help individuals obtain general information regarding his or her situation.