If you sustain an injury while working in Ohio, you may be eligible for workers’ compensation benefits. This system provides financial support for medical expenses and lost wages due to work-related injuries or illnesses. However, not every injury meets the requirements.
Injuries sustained during work-related activities
To qualify, the injury must occur while performing duties related to your job. This includes incidents such as slips, falls, or accidents involving equipment or machinery. If you get injured while lifting heavy objects, operating tools, or driving for work purposes, you may be covered. The determining factor is whether the injury happened while engaging in work responsibilities.
Injuries caused by repetitive motion or overuse
Conditions that develop gradually over time can also qualify. Examples include carpal tunnel syndrome from frequent typing or back issues from repetitive lifting. These injuries result from ongoing physical strain rather than a single accident. You’ll need medical documentation and a clear connection between the injury and your work tasks.
Work-related illnesses and occupational diseases
Exposure to harmful substances in the workplace can lead to chronic illnesses. If your job exposes you to chemicals, toxic fumes, or airborne particles and you later develop a related medical condition, workers’ compensation may apply. Common occupational illnesses include respiratory conditions, certain types of cancer, and skin disorders linked to workplace hazards.
What injuries may not be covered
Workers’ compensation does not usually cover injuries resulting from horseplay, physical altercations, or being under the influence of drugs or alcohol while on the job. Injuries sustained during your commute or outside work hours are generally excluded as well. Each case depends on the specific details involved.
Understand how your injury may qualify
Ohio law recognizes a wide range of work-related injuries, but eligibility depends on how and when the injury occurred. If your injury happened while fulfilling job duties and impacts your ability to work, you may qualify. Document everything, report your injury quickly, and learn your rights under the law.