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How to know if you can qualify for Social Security benefits

If you've been hurt in Ohio and are considering seeking Social Security disability payments, then you need to pass the Social Security Administration's qualifying test. If you can show them that you're fully disabled, then you will be more likely to qualify for the benefits you need.

The first thing the administration wants to know is if you're able to work. You're able to work to some degree and still be disabled. As of 2015, if your earnings average to more than $1,090 per month, then you won't be considered disabled in most cases.

Next, the administration will want to know how severe your condition is. If it interferes with basic jobs you need to do, then it's more likely that your claim will be approved. Your condition must also be on the list of disabling conditions; if it isn't, then the Social Security Administration has to look at your medical information and determine if your disability is in line with the other disabilities on the list.

If you can no longer do the work you used to do, this is also a sign to the administration that you've been disabled. Even if your condition is severe but not on the list, you may qualify for Social Security benefits if it still interferes with your normal work activities.

Finally, the Social Security office will want to know if you can get a different job to work. For instance, you may have an amputated finger that makes it impossible to work on a factory line, but you can still deliver mail to different departments. If that's the case, then you can continue to work despite your disability and may not qualify for benefits.

Source: Social Security Administration, "Disability Planner: How We Decide If You Are Disabled," accessed March. 26, 2015

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Philip J. Fulton Law OfficeRepresenting Victims Of Workplace Injuries And Disability

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