A previous blog post discussed some ways in which Ohioans who continue to work, despite their disabilities, may continue to receive SSI benefits. Another important SSI work incentive is the Social Security Administration's (SSA) Plan to Achieve Self Support (PASS) program. PASS is for those who plan to achieve self-support and reduce their dependence on SSI/SSD benefits.
The Social Security Administration provides supplemental security income benefits to those who are age 65 and older, blind or disabled and have little income or resources. Having income below state-determined income limits is one requirement for obtaining and retaining SSI. However, there are certain work incentive programs that allow recipients to continue receiving benefits while they are working if they meet certain SSA requirements.
Many people in Ohio who suffer from a disabling injury or illness want to know if they can obtain Social Security Disability Insurance benefits. Questions of eligibility are often mixed with questions about the applications process. This post will summarize the general requirements and the steps necessary to qualify for SSD benefits.
This blog frequently how person in Ohio can receive Social Security Disability Insurance ("SSDI") benefits for a specific illness or injury. In this post, we want to step back a bit and review the general requirements for obtaining these very important benefits. These requirements fall into two broad categories: medical and employment. We will deal with the employment requirements first.
For many people in Ohio who may be contemplating a claim for Social Security Disability Insurance or SSDI benefits, the process used by the Social Security Administration or SSA often seems like a black hole - light goes in but none come out. In this post, we hope to provide some helpful illumination about how the SSA evaluates disability claims.
Ohio residents who suffer from certain medical conditions may have their Social Security disability claims expedited if the condition is so severe that it obviously meets disability SSD requirements. An award of disability benefits based on one of these conditions is called a compassionate allowance or CAL. CALs are not separate from Social Security Disability Insurance or Supplemental Security Income programs; rather, CALs provide an accelerated method for having a claim considered and approved.
The United States Social Security Administration runs three programs that provide income to qualifying individuals. Most persons in Ohio understand ordinary social security benefits: persons who have paid money into the program through a tax on their income and who have reached the qualifying age are eligible to receive monthly benefits. Social Security disability (SSD) benefits are paid to persons who are unable to engage in substantial gainful activity. The third program is known as Supplemental Security Income (SSI), and this program differs from the other two in several important respects.
One of the principal criteria for determining eligibility for Social Security disability benefits is whether the applicant is unable to work, or, in the language of the applicable statutes and regulations, unable to engage in "substantial gainful activity," or SGA. The general rule is very straightforward: a person who is able to engage in SGA is deemed able to work and not eligible for disability benefits; a person who is unable to engage in SGA is deemed to be totally disabled and eligible for benefits. However, the calculation and application of the SGA standard can be quite complex.
Obtaining an award of social security disability benefits requires the applicant to complete a lengthy application form and to submit information that the Social Security Administration can use to decide whether an applicant is "disabled" within the meaning the governing statute and applicable SSA regulations.
Physical disability can have a crushing impact on a person's life. In addition to the pain of the injury, a person's capacity to earn an income can be substantially limited. Ohio residents who meet certain criteria can qualify for benefits from the Social Security Administration if an injury has made it impossible for them to work. Unfortunately, successfully applying for disability benefits can be a long and often frustrating process. No single blog entry can cover all of the issues that may arise in the course of the benefit application process, but a knowledge of the basics can be very useful.